Zoomex Savings Beginner’s Guide
15 days ago · Updated on

What is Crypto Staking?

Crypto staking allows investors to earn passive income by holding tokens over time. Participants deposit their idle assets into a staking pool and receive rewards through a Proof of Stake (PoS) mechanism. Unlike Proof of Work (PoW) mining, staking doesn’t require energy-intensive hardware, making it ideal for users seeking stable returns.

Key Highlights

• Flexible Options: Supports both Flexible and Fixed Savings with adjustable liquidity.
• Stable Yields: Earn interest on crypto assets without frequent trading.
• Low Entry Barrier: Suitable for beginners; low risk and easy to operate.

 

What is Zoomex Savings?

Zoomex Savings is a passive income tool provided by the platform. Users can deposit idle crypto assets (like USDT, USDC) into staking pools to earn interest, calculated by Annual Percentage Rate (APR).

• Flexible Savings: Withdraw anytime, daily interest accrual, high liquidity. Activate the auto-invest option to automatically reinvest earned interest.
• Fixed Savings: Lock assets for higher APR; principal and interest are released upon maturity.

 

How Zoomex Savings Works

1. Select Token

• New tokens are launched periodically. Choose a supported token to start staking.

2. Stake Assets

• Confirm details such as:
• Earnings start time
• Reward distribution start time
• Maximum staking amount
• Total staked amount across users
• Expected APR (based on token type, term, tier, and market conditions)
• Your available balance will be shown, and daily expected earnings will be calculated.
• Click “Stake Now” to proceed.

3. Confirmation

• After a successful order, view the details on the confirmation page.
• Only three steps to start earning stable returns.

 

How Is Earnings Calculated in Zoomex Savings?

Flexible Savings

User’s Hourly Earnings = Staked Amount × (Annual Percentage Rate / 365 / 24)

Fixed Savings

Total Earnings = Staked Amount × (Annual Percentage Rate / 365) × Term (days)

Example – Flexible Savings

Let’s say User A subscribes to 20,000 USDT in Flexible Savings on June 1 (T Day), at 09:28 UTC, with an estimated APR of 9%.

Earnings Start Time (UTC)

• The next full hour after the subscription: June 1, 10:00 UTC
• Hourly earnings start accumulating from this time.
• Hourly interest = Staked Amount × (APR / 365 / 24)

Payout Time (UTC)

• Earnings are distributed daily at 00:30 UTC on T+1 (June 2, 00:30 UTC).
• Actual arrival time may vary slightly.

User A’s Hourly Earnings

20,000 USDT × (9% / 365 / 24) ≈ 0.2054 USDT/hour

• First hour interest (10:00–11:00 UTC): 0.2054 USDT

Partial Redemption Scenario

If User A partially redeems 10,000 USDT at 15:30 UTC on June 1, the payout will include:

• Principal: 10,000 USDT
• Interest: 1.0273 USDT (0.2054 × 5 hours)

The remaining 10,000 USDT will continue to accrue interest and generate earnings of 0.9246 USDT (10,000 × 9% / 365 / 24 × 9 hours), which will be automatically deposited into User A’s account at 00:30 UTC on June 2.

Example – Fixed Savings

Let’s say User B subscribes to 20,000 USDT in a 7-day Fixed Savings plan on June 1 at 09:28 UTC, with an estimated APR of 9%.

Total Earnings Calculation

20,000 × (9% / 365) × 7 = 34.52 USDT
• Principal: 20,000 USDT
• Interest: 34.52 USDT

Thus, User B’s earnings from this 7-day plan will be 34.52 USDT.

Earnings Start Time (UTC)

• Interest calculation starts on T+1 at 00:00 UTC → June 2, 00:00 UTC

Payout Time (UTC)

• Earnings will be paid at 00:30 UTC on the maturity day (T+Term+1) → June 9, 00:30 UTC

 

Why Choose Zoomex Savings?

• Simple to Use: No complex settings, easy onboarding
• Flexible Access: Choose between daily liquidity or higher yields with fixed terms
• Stable Income: Ideal for conservative investors seeking passive returns

 

Start Earning Now

Don’t let your crypto sit idle — grow your assets easily with Zoomex Savings!
Stay tuned in the Rewards Hub as we roll out Boosted APR Coupons in upcoming products to maximize your short-term returns!
👉 Learn More: Zoomex Savings FAQ